Our Terms of Service

These Terms of Service constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and Better Rate Mortgage Ltd. (“we,” “us” or “our”), concerning your access to and use of the betterrate.mortgage website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the “Website”).
You agree that by accessing the Website, you have read, understood, and agree to be bound by these Terms of Service.

Prohibited Uses

You may access, download and print materials on this Website for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another Web page, use on any other web site, transfer or sell any information, software, lists of users, databases or other lists, products or services obtained from this Website. The foregoing prohibition expressly includes, but is not limited to, the practices of “screen scraping” or “database scraping” to obtain lists of users or other information. If and when requested by Dominion Lending Centres Inc., you agree to provide true, accurate and complete user information and to refrain from impersonating or falsely representing your affiliation with any person or entity. Except with the written permission of Dominion Lending Centres Inc., you agree to refrain from accessing or attempting to access password protected, secure or non-public areas of this Website. Unauthorized individuals attempting to access prohibited areas of this Website may be subject to prosecution.

Proprietary Rights

All materials on this Website are owned and copyrighted or license by Dominion Lending Centres Inc. and, its affiliates or its suppliers. Copyright Dominion Lending Centres Inc., 2006. All rights reserved. No reproduction, distribution, or transmission of the copyrighted materials at this Website is permitted without the written permission of Dominion Lending Centres Inc. and, its affiliates or its suppliers. Copyright Dominion Lending Centres Inc.

Unlawful Use

As a condition of your use of this Website, you warrant to Dominion Lending Centres Inc., that you will not use this Website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. If you violate any of these terms, your permission to use the Website automatically terminates.

Liability Disclaimer

You use this Website at your own risk. If your use of this Websites or the materials therein results in the need for servicing or replacing property, material, equipment or data, neither Dominion Lending Centres Inc., nor its affiliates are responsible for those costs.
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS WEBSITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. Dominion Lending Centres Inc., ITS AFFILIATES AND/OR ITS RESPECTIVE SUPPLIERS MAY WITHOUT PRIOR NOTICE MAKE IMPROVEMENTS AND/OR CHANGES IN THIS WEBSITE INCLUDING BUT NOT LIMITED TO THE INFORMATION, SERVICES, PRODUCTS OR OTHER MATERIAL AT ANY TIME. ALL INFORMATION, PRODUCTS, AND SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. IN NO EVENT SHALL Dominion Lending Centres Inc., ITS AFFILIATES AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEBSITE OR WITH THE DELAY OR INABILITY TO USE THIS WEBSITE, OR FOR ANY INFORMATION, PRODUCTS, MATERIAL AND/OR SERVICES OBTAINED THROUGH THIS WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEBSITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF Dominion Lending Centres Inc., ITS AFFILIATES OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME PROVINCES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

Indemnification

You agree to indemnify, defend and hold harmless Dominion Lending Centres Inc., its affiliates and suppliers from any liability, loss, claim and expense (including attorney’s reasonable fees) related to your violation of this Agreement.

Links to Third Party Websites

While on this Website, you may be led to other Websites operated by parties other than Dominion Lending Centres Inc., or its affiliates. Inclusion of hyperlinks by Dominion Lending Centres Inc., to Website does not imply any endorsement of the material on such Website or any association with their operators, and you access and use such Websites including information, material, products and services therein, solely at your own risk. We are not responsible for the quality or results or any product or service provided by these companies. Review their products and services carefully. Furthermore, because the privacy policy you just read is applicable only when you are on our Website, once linked to another Website, you should read that site’s privacy policy before disclosing any personal information. Their own privacy policies may be different than ours. We are not responsible for the use of the information that you give these third parties.

Changes and Amendments

Dominion Lending Centres Inc. may modify this Agreement at any time, and such modifications shall be effective immediately upon posting of the modified Agreement. Accordingly, you agree to review the Agreement periodically, and your continued access or use of this Website shall be deemed your acceptance of the modified Agreement.
We reserve the right to modify this Policy or its terms related to the Website and Services at any time at our discretion. When we do, we will post a notification on the main page of the website. We may also provide notice to you in other ways at our discretion, such as through the contact information you have provided.
An updated version of this Policy will be effective immediately upon the posting of the revised Policy unless otherwise specified. Your continued use of the Website and Services after the effective date of the revised Policy (or such other act specified at that time) will constitute your consent to those changes. However, we will not, without your consent, use your Personal Information in a manner materially different than what was stated at the time your Personal Information was collected.

Acceptance of This Policy

If you wish to access or correct your personal information in our custody or control or ask a question or make a complaint about our personal information practices under this policy, please contact:
Better Rate Mortgage Ltd.https://betterrate.mortgageFindMe@BetterRate.Mortgage1-888-676-32933950 14th Ave Suite 301, Markham, ON L3R 0A9

Compliance With Canadian Anti-Spam Legislation

Canada’s new Anti-Spam Legislation (CASL) came into effect on July 1, 2014. Under this new legislation, we are required to obtain your consent in order to send you email communication about latest mortgage news, events, products and services. If you have any questions, please contact us.

This document was last updated on February, 14, 2023